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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,884 | $201,370+9.7% | $184,256+19.9% | $145,897+51.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 71.14% | 29.05%+42.1pp | 28.85%+42.3pp | 552.29%-481.2pp |
| Employer contribution / active EE | $14,036 | $7,024+99.8% | $6,427+118.4% | $4,663+201.0% |
| Participant deferral / active EE | $13,421 | $9,808+36.8% | $9,133+46.9% | $6,689+100.6% |
| Admin fee / account holder | $812 | $16,364-95.0% | $13,899-94.2% | $13,390-93.9% |