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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,336 | $88,603-59.0% | $69,890-48.0% | $134,545-73.0% |
| Participation rate | 33.3% | 74.9%-41.6pp | 70.5%-37.2pp | 81.2%-47.9pp |
| Annual return | -15.90% | 442.93%-458.8pp | 190.84%-206.7pp | 418.37%-434.3pp |
| Employer contribution / active EE | $619 | $3,236-80.9% | $2,560-75.8% | $4,742-86.9% |
| Participant deferral / active EE | $2,397 | $4,771-49.7% | $3,848-37.7% | $6,401-62.5% |
| Admin fee / account holder | $146 | $10,443-98.6% | $6,267-97.7% | $11,431-98.7% |