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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,118 | $104,577-81.7% | $76,667-75.1% | $152,909-87.5% |
| Participation rate | 25.0% | 76.6%-51.6pp | 72.1%-47.1pp | 82.5%-57.5pp |
| Annual return | 23.23% | 1014.36%-991.1pp | 1166.74%-1143.5pp | 345.46%-322.2pp |
| Employer contribution / active EE | $409 | $3,119-86.9% | $2,303-82.3% | $4,764-91.4% |
| Participant deferral / active EE | $1,901 | $4,237-55.1% | $3,336-43.0% | $5,851-67.5% |
| Admin fee / account holder | $907 | $12,290-92.6% | $6,423-85.9% | $11,601-92.2% |