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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,735 | $105,960-59.7% | $81,726-47.7% | $158,982-73.1% |
| Participation rate | 26.7% | 75.6%-48.9pp | 72.0%-45.3pp | 82.0%-55.3pp |
| Annual return | 10.85% | 38.19%-27.3pp | 29.49%-18.6pp | 302.99%-292.1pp |
| Employer contribution / active EE | $572 | $7,805-92.7% | $4,311-86.7% | $4,763-88.0% |
| Participant deferral / active EE | $3,618 | $13,011-72.2% | $7,108-49.1% | $5,983-39.5% |
| Admin fee / account holder | $5,035 | $8,494-40.7% | $5,160-2.4% | $11,252-55.3% |