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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,975 | $162,136-26.0% | $152,301-21.2% | $154,746-22.5% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 20.06% | 91.02%-71.0pp | 80.50%-60.4pp | 172.34%-152.3pp |
| Employer contribution / active EE | $3,519 | $4,890-28.0% | $4,624-23.9% | $4,379-19.6% |
| Participant deferral / active EE | $3,500 | $8,341-58.0% | $8,004-56.3% | $6,730-48.0% |
| Admin fee / account holder | $478 | $15,759-97.0% | $14,398-96.7% | $14,365-96.7% |