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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,725 | $162,967-66.4% | $135,792-59.7% | $138,895-60.6% |
| Participation rate | 54.5% | 78.3%-23.8pp | 72.6%-18.0pp | 79.9%-25.4pp |
| Annual return | 19.41% | 30.08%-10.7pp | 25.96%-6.5pp | 145.39%-126.0pp |
| Employer contribution / active EE | $2,073 | $4,211-50.8% | $3,496-40.7% | $4,194-50.6% |
| Participant deferral / active EE | $4,040 | $5,640-28.4% | $4,759-15.1% | $6,396-36.8% |
| Admin fee / account holder | $1,685 | $15,306-89.0% | $12,266-86.3% | $12,562-86.6% |