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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,052 | $149,741-96.6% | $118,914-95.8% | $158,982-96.8% |
| Participation rate | 44.4% | 82.1%-37.7pp | 75.4%-31.0pp | 82.0%-37.5pp |
| Annual return | 46.40% | 19.94%+26.5pp | 35.89%+10.5pp | 302.99%-256.6pp |
| Employer contribution / active EE | $893 | $4,119-78.3% | $3,264-72.6% | $4,763-81.2% |
| Participant deferral / active EE | $1,238 | $5,226-76.3% | $4,266-71.0% | $5,983-79.3% |
| Admin fee / account holder | $150 | $8,607-98.3% | $6,582-97.7% | $11,252-98.7% |