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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,659 | $129,960-85.6% | $104,299-82.1% | $134,545-86.1% |
| Participation rate | 54.5% | 79.5%-25.0pp | 73.3%-18.7pp | 81.2%-26.7pp |
| Annual return | -6.17% | 42.06%-48.2pp | 24.62%-30.8pp | 418.37%-424.5pp |
| Employer contribution / active EE | $1,575 | $4,186-62.4% | $3,373-53.3% | $4,742-66.8% |
| Participant deferral / active EE | $2,800 | $5,589-49.9% | $4,626-39.5% | $6,401-56.3% |
| Admin fee / account holder | $278 | $9,324-97.0% | $7,339-96.2% | $11,431-97.6% |