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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,283 | $108,882-94.2% | $96,754-93.5% | $154,746-95.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 11.97% | 98.39%-86.4pp | 82.04%-70.1pp | 172.34%-160.4pp |
| Employer contribution / active EE | $1,274 | $3,018-57.8% | $2,679-52.4% | $4,379-70.9% |
| Participant deferral / active EE | $1,589 | $5,323-70.1% | $4,758-66.6% | $6,730-76.4% |
| Admin fee / account holder | $2,633 | $10,200-74.2% | $8,905-70.4% | $14,365-81.7% |