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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,645 | $75,541-89.9% | $152,093-95.0% | $82,637-90.7% |
| Participation rate | 86.4% | 66.5%+19.8pp | 77.8%+8.6pp | 68.1%+18.3pp |
| Annual return | 16.46% | 32.56%-16.1pp | 66.36%-49.9pp | 53.51%-37.0pp |
| Employer contribution / active EE | $0 | $2,622-100.0% | $4,175-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,270 | $3,206-29.2% | $5,451-58.4% | $4,126-45.0% |
| Admin fee / account holder | $3,991 | $6,405-37.7% | $14,497-72.5% | $7,339-45.6% |