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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,674 | $81,262-91.8% | $155,602-95.7% | $80,911-91.8% |
| Participation rate | 93.3% | 66.2%+27.1pp | 78.2%+15.1pp | 67.6%+25.7pp |
| Annual return | 16.99% | 33.34%-16.4pp | 64.81%-47.8pp | 35.63%-18.6pp |
| Employer contribution / active EE | $0 | $3,102-100.0% | $4,675-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,173 | $3,451-37.0% | $5,629-61.4% | $4,297-49.4% |
| Admin fee / account holder | $381 | $7,992-95.2% | $15,923-97.6% | $6,935-94.5% |