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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,914 | $148,623-22.7% | $135,974-15.5% | $139,466-17.6% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 18.76% | 79.30%-60.5pp | 68.30%-49.5pp | 373.66%-354.9pp |
| Employer contribution / active EE | $17,195 | $5,246+227.7% | $4,859+253.9% | $4,754+261.7% |
| Participant deferral / active EE | $14,774 | $8,103+82.3% | $7,760+90.4% | $6,712+120.1% |
| Admin fee / account holder | $21,597 | $12,406+74.1% | $10,767+100.6% | $11,409+89.3% |