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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,838 | $165,399-50.5% | $149,745-45.3% | $158,982-48.5% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 23.99% | 348.34%-324.3pp | 276.72%-252.7pp | 302.99%-279.0pp |
| Employer contribution / active EE | $13,365 | $5,105+161.8% | $4,646+187.7% | $4,763+180.6% |
| Participant deferral / active EE | $12,810 | $7,183+78.3% | $6,843+87.2% | $5,983+114.1% |
| Admin fee / account holder | $14,046 | $10,811+29.9% | $9,312+50.8% | $11,252+24.8% |