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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,838 | $165,361-50.5% | $149,715-45.3% | $158,950-48.5% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 23.99% | 348.24%-324.2pp | 276.66%-252.7pp | 302.91%-278.9pp |
| Employer contribution / active EE | $13,365 | $5,103+161.9% | $4,645+187.7% | $4,762+180.7% |
| Participant deferral / active EE | $12,810 | $7,182+78.4% | $6,842+87.2% | $5,983+114.1% |
| Admin fee / account holder | $14,046 | $10,808+30.0% | $9,310+50.9% | $11,248+24.9% |