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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,937 | $138,102-28.4% | $125,381-21.1% | $134,532-26.5% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -15.13% | 750.73%-765.9pp | 572.31%-587.4pp | 418.27%-433.4pp |
| Employer contribution / active EE | $12,180 | $5,245+132.2% | $4,815+152.9% | $4,741+156.9% |
| Participant deferral / active EE | $11,297 | $7,801+44.8% | $7,448+51.7% | $6,401+76.5% |
| Admin fee / account holder | $5,204 | $11,568-55.0% | $10,007-48.0% | $11,429-54.5% |