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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,349 | $159,934-22.3% | $147,005-15.4% | $145,959-14.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.07% | 98.24%-79.2pp | 418.76%-399.7pp | 561.95%-542.9pp |
| Employer contribution / active EE | $13,716 | $5,287+159.4% | $4,934+178.0% | $4,661+194.3% |
| Participant deferral / active EE | $13,023 | $8,427+54.5% | $8,070+61.4% | $6,689+94.7% |
| Admin fee / account holder | $11,924 | $15,053-20.8% | $13,006-8.3% | $13,398-11.0% |