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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,987 | $159,978-76.9% | $147,041-74.8% | $145,978-74.7% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 14.22% | 98.36%-84.1pp | 419.21%-405.0pp | 550.52%-536.3pp |
| Employer contribution / active EE | $3,214 | $5,288-39.2% | $4,935-34.9% | $4,662-31.1% |
| Participant deferral / active EE | $3,782 | $8,429-55.1% | $8,071-53.1% | $6,690-43.5% |
| Admin fee / account holder | $3,689 | $15,053-75.5% | $13,006-71.6% | $13,400-72.5% |