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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,656 | $165,361-79.6% | $149,715-77.5% | $158,950-78.8% |
| Participation rate | 78.9% | 84.6%-5.6pp | 82.5%-3.5pp | 82.0%-3.0pp |
| Annual return | 18.26% | 348.24%-330.0pp | 276.66%-258.4pp | 302.91%-284.6pp |
| Employer contribution / active EE | $2,243 | $5,103-56.0% | $4,645-51.7% | $4,762-52.9% |
| Participant deferral / active EE | $3,659 | $7,182-49.0% | $6,842-46.5% | $5,983-38.8% |
| Admin fee / account holder | $709 | $10,808-93.4% | $9,310-92.4% | $11,248-93.7% |