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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $102,589 |
LOCKTON INVESTMENT ADVISORS, LLC4+ years Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $32,083 |
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $2,917 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,442 | $95,388-26.2% | $125,391-43.8% | $77,906-9.6% |
| Participation rate | 48.1% | 78.6%-30.5pp | 82.4%-34.3pp | 73.7%-25.6pp |
| Annual return | -15.76% | 116.19%-131.9pp | 572.41%-588.2pp | 12.16%-27.9pp |
| Employer contribution / active EE | $1,387 | $3,666-62.2% | $4,816-71.2% | $2,846-51.3% |
| Participant deferral / active EE | $3,755 | $7,711-51.3% | $7,448-49.6% | $4,805-21.8% |
| Admin fee / account holder | $114 | $119-4.0% | $10,009-98.9% | $133-13.9% |