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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,246 | $183,592-68.8% | $155,574-63.2% | $145,877-60.8% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 13.06% | 61.37%-48.3pp | 64.87%-51.8pp | 551.28%-538.2pp |
| Employer contribution / active EE | $6,641 | $5,317+24.9% | $4,676+42.0% | $4,663+42.4% |
| Participant deferral / active EE | $4,423 | $6,466-31.6% | $5,629-21.4% | $6,691-33.9% |
| Admin fee / account holder | $403 | $19,316-97.9% | $15,914-97.5% | $13,402-97.0% |