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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,236 | $175,231-69.6% | $149,696-64.4% | $139,466-61.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.44% | 166.77%-147.3pp | 134.46%-115.0pp | 373.66%-354.2pp |
| Employer contribution / active EE | $7,557 | $5,478+38.0% | $4,821+56.8% | $4,754+59.0% |
| Participant deferral / active EE | $6,869 | $6,521+5.3% | $5,682+20.9% | $6,712+2.3% |
| Admin fee / account holder | $3,492 | $16,155-78.4% | $13,212-73.6% | $11,409-69.4% |