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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,721 | $217,432-77.6% | $185,849-73.8% | $167,536-70.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.24% | 148.42%-132.2pp | 122.10%-105.9pp | 478.82%-462.6pp |
| Employer contribution / active EE | $2,057 | $5,875-65.0% | $5,169-60.2% | $4,839-57.5% |
| Participant deferral / active EE | $5,525 | $6,357-13.1% | $5,569-0.8% | $6,342-12.9% |
| Admin fee / account holder | $2,257 | $19,818-88.6% | $16,244-86.1% | $12,315-81.7% |