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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,678 | $185,883+9.0% | $170,043+19.2% | $139,466+45.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 23.48% | 60.54%-37.1pp | 53.40%-29.9pp | 373.66%-350.2pp |
| Employer contribution / active EE | $11,099 | $7,596+46.1% | $6,790+63.5% | $4,754+133.5% |
| Participant deferral / active EE | $15,619 | $11,626+34.3% | $10,410+50.0% | $6,712+132.7% |
| Admin fee / account holder | $34,296 | $15,393+122.8% | $12,824+167.4% | $11,409+200.6% |