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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,198 | $209,874-14.1% | $189,537-4.9% | $167,536+7.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 61.22% | 748.61%-687.4pp | 555.34%-494.1pp | 478.82%-417.6pp |
| Employer contribution / active EE | $22,327 | $6,913+223.0% | $6,161+262.4% | $4,839+361.4% |
| Participant deferral / active EE | $19,024 | $8,934+112.9% | $8,220+131.4% | $6,342+200.0% |
| Admin fee / account holder | $1,744 | $14,299-87.8% | $12,048-85.5% | $12,315-85.8% |