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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,862 | $160,059-68.2% | $140,019-63.7% | $135,380-62.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 102.00% | 911.48%-809.5pp | 651.17%-549.2pp | 519.81%-417.8pp |
| Employer contribution / active EE | $8,370 | $6,420+30.4% | $5,605+49.3% | $4,779+75.1% |
| Participant deferral / active EE | $4,589 | $7,641-39.9% | $6,927-33.8% | $5,609-18.2% |
| Admin fee / account holder | $1,480 | $13,328-88.9% | $10,705-86.2% | $10,828-86.3% |