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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,912 | $208,088-60.6% | $186,193-56.0% | $154,746-47.1% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 18.34% | 89.97%-71.6pp | 78.03%-59.7pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,701 | $4,340-60.8% | $3,918-56.6% | $4,379-61.2% |
| Participant deferral / active EE | $5,569 | $7,078-21.3% | $6,513-14.5% | $6,730-17.3% |
| Admin fee / account holder | $968 | $11,698-91.7% | $11,058-91.2% | $14,365-93.3% |