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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,487 | $227,597-87.0% | $189,575-84.4% | $167,536-82.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.4%-11.8pp | 82.1%-15.4pp |
| Annual return | 0.00% | 78.44%-78.4pp | 64.19%-64.2pp | 478.82%-478.8pp |
| Employer contribution / active EE | $2,005 | $5,316-62.3% | $4,412-54.6% | $4,839-58.6% |
| Participant deferral / active EE | $7,625 | $7,002+8.9% | $6,174+23.5% | $6,342+20.2% |
| Admin fee / account holder | $369 | $11,877-96.9% | $9,806-96.2% | $12,315-97.0% |