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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,125 | $202,440-76.7% | $169,390-72.2% | $139,466-66.2% |
| Participation rate | 69.2% | 81.1%-11.9pp | 77.2%-7.9pp | 80.3%-11.1pp |
| Annual return | 19.10% | 532.36%-513.3pp | 406.07%-387.0pp | 373.66%-354.6pp |
| Employer contribution / active EE | $2,244 | $4,693-52.2% | $4,013-44.1% | $4,754-52.8% |
| Participant deferral / active EE | $7,294 | $6,940+5.1% | $6,222+17.2% | $6,712+8.7% |
| Admin fee / account holder | $576 | $10,722-94.6% | $9,015-93.6% | $11,409-95.0% |