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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,912 | $180,749-54.7% | $160,784-49.1% | $137,256-40.3% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.0%-27.0pp | 80.0%-30.0pp |
| Annual return | 18.34% | 2234.46%-2216.1pp | 1803.92%-1785.6pp | 220.34%-202.0pp |
| Employer contribution / active EE | $1,701 | $4,155-59.1% | $3,733-54.4% | $4,156-59.1% |
| Participant deferral / active EE | $5,569 | $6,844-18.6% | $6,293-11.5% | $6,407-13.1% |
| Admin fee / account holder | $968 | $10,397-90.7% | $9,717-90.0% | $12,270-92.1% |