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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,912 | $289,211-71.7% | $260,467-68.6% | $198,609-58.8% |
| Participation rate | 50.0% | 83.1%-33.1pp | 80.5%-30.5pp | 82.4%-32.4pp |
| Annual return | 18.34% | 112.90%-94.6pp | 100.60%-82.3pp | 202.70%-184.4pp |
| Employer contribution / active EE | $1,701 | $4,663-63.5% | $4,239-59.9% | $5,055-66.4% |
| Participant deferral / active EE | $5,569 | $6,812-18.3% | $6,319-11.9% | $6,977-20.2% |
| Admin fee / account holder | $968 | $16,236-94.0% | $15,461-93.7% | $19,030-94.9% |