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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,996 | $156,398+123.8% | $147,318+137.6% | $138,895+152.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.29% | 78.75%-61.5pp | 70.43%-53.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $8,303 | $4,853+71.1% | $4,593+80.8% | $4,194+98.0% |
| Participant deferral / active EE | $18,894 | $8,237+129.4% | $7,906+139.0% | $6,396+195.4% |
| Admin fee / account holder | $8,995 | $14,976-39.9% | $13,708-34.4% | $12,562-28.4% |