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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,614 | $159,978+76.0% | $147,041+91.5% | $145,978+92.9% |
| Participation rate | 92.9% | 84.0%+8.9pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 29.24% | 98.36%-69.1pp | 419.21%-390.0pp | 550.52%-521.3pp |
| Employer contribution / active EE | $5,930 | $5,288+12.1% | $4,935+20.2% | $4,662+27.2% |
| Participant deferral / active EE | $17,731 | $8,429+110.4% | $8,071+119.7% | $6,690+165.1% |
| Admin fee / account holder | $14,435 | $15,053-4.1% | $13,006+11.0% | $13,400+7.7% |