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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,968 | $201,344-58.8% | $184,243-55.0% | $145,877-43.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.18% | 29.01%-12.8pp | 28.82%-12.6pp | 551.28%-535.1pp |
| Employer contribution / active EE | $7,161 | $7,022+2.0% | $6,427+11.4% | $4,663+53.6% |
| Participant deferral / active EE | $5,509 | $9,807-43.8% | $9,132-39.7% | $6,691-17.7% |
| Admin fee / account holder | $599 | $16,382-96.3% | $13,914-95.7% | $13,402-95.5% |