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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,254 | $167,533-73.0% | $151,645-70.2% | $134,545-66.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.45% | 7.81%-29.3pp | 3.34%-24.8pp | 418.37%-439.8pp |
| Employer contribution / active EE | $6,831 | $6,8280% | $6,165+10.8% | $4,742+44.1% |
| Participant deferral / active EE | $4,552 | $8,985-49.3% | $8,363-45.6% | $6,401-28.9% |
| Admin fee / account holder | $324 | $13,781-97.6% | $11,614-97.2% | $11,431-97.2% |