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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,142 | $185,883-65.5% | $170,043-62.3% | $139,466-54.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 26.29% | 60.54%-34.3pp | 53.40%-27.1pp | 373.66%-347.4pp |
| Employer contribution / active EE | $6,636 | $7,596-12.6% | $6,790-2.3% | $4,754+39.6% |
| Participant deferral / active EE | $5,008 | $11,626-56.9% | $10,410-51.9% | $6,712-25.4% |
| Admin fee / account holder | $421 | $15,393-97.3% | $12,824-96.7% | $11,409-96.3% |