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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,973 | $159,934-85.0% | $147,005-83.7% | $145,959-83.6% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.1pp |
| Annual return | 18.26% | 98.24%-80.0pp | 418.76%-400.5pp | 561.95%-543.7pp |
| Employer contribution / active EE | $1,631 | $5,287-69.1% | $4,934-66.9% | $4,661-65.0% |
| Participant deferral / active EE | $3,789 | $8,427-55.0% | $8,070-53.0% | $6,689-43.3% |
| Admin fee / account holder | $452 | $15,053-97.0% | $13,006-96.5% | $13,398-96.6% |