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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,566 | $148,623+33.6% | $135,974+46.0% | $139,466+42.4% |
| Participation rate | 41.7% | 83.9%-42.2pp | 81.9%-40.3pp | 80.3%-38.7pp |
| Annual return | 17.77% | 79.30%-61.5pp | 68.30%-50.5pp | 373.66%-355.9pp |
| Employer contribution / active EE | $2,641 | $5,246-49.7% | $4,859-45.7% | $4,754-44.5% |
| Participant deferral / active EE | $4,237 | $8,103-47.7% | $7,760-45.4% | $6,712-36.9% |
| Admin fee / account holder | $897 | $12,406-92.8% | $10,767-91.7% | $11,409-92.1% |