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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,380 | $138,114+70.4% | $125,391+87.7% | $134,545+74.9% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.1pp | 81.2%-47.9pp |
| Annual return | -18.74% | 750.88%-769.6pp | 572.41%-591.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $4,012 | $5,246-23.5% | $4,816-16.7% | $4,742-15.4% |
| Participant deferral / active EE | $5,533 | $7,801-29.1% | $7,448-25.7% | $6,401-13.6% |
| Admin fee / account holder | $1,026 | $11,570-91.1% | $10,009-89.7% | $11,431-91.0% |