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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,372 | $127,387-62.8% | $115,038-58.8% | $125,389-62.2% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | 1.97% | 31.28%-29.3pp | 26.14%-24.2pp | 282.24%-280.3pp |
| Employer contribution / active EE | $5,296 | $5,166+2.5% | $4,608+14.9% | $4,866+8.8% |
| Participant deferral / active EE | $7,994 | $6,423+24.5% | $6,026+32.7% | $5,352+49.4% |
| Admin fee / account holder | $2,312 | $9,516-75.7% | $8,175-71.7% | $9,541-75.8% |