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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,545 | $159,934+52.3% | $147,005+65.7% | $145,959+66.9% |
| Participation rate | 42.9% | 84.0%-41.1pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 13.16% | 98.24%-85.1pp | 418.76%-405.6pp | 561.95%-548.8pp |
| Employer contribution / active EE | $3,528 | $5,287-33.3% | $4,934-28.5% | $4,661-24.3% |
| Participant deferral / active EE | $4,547 | $8,427-46.0% | $8,070-43.7% | $6,689-32.0% |
| Admin fee / account holder | $967 | $15,053-93.6% | $13,006-92.6% | $13,398-92.8% |