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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,545 | $160,070+52.1% | $147,117+65.5% | $145,897+66.9% |
| Participation rate | 42.9% | 84.0%-41.2pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 13.16% | 98.69%-85.5pp | 420.54%-407.4pp | 552.29%-539.1pp |
| Employer contribution / active EE | $3,528 | $5,285-33.2% | $4,932-28.5% | $4,663-24.3% |
| Participant deferral / active EE | $4,547 | $8,419-46.0% | $8,065-43.6% | $6,689-32.0% |
| Admin fee / account holder | $967 | $15,035-93.6% | $12,993-92.6% | $13,390-92.8% |