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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,176 | $150,412-16.1% | $120,574+4.6% | $145,884-13.5% |
| Participation rate | 91.7% | 78.8%+12.9pp | 71.9%+19.7pp | 80.3%+11.4pp |
| Annual return | 14.98% | 154.50%-139.5pp | 107.42%-92.4pp | 551.85%-536.9pp |
| Employer contribution / active EE | $4,494 | $4,355+3.2% | $3,471+29.5% | $4,662-3.6% |
| Participant deferral / active EE | $13,560 | $6,175+119.6% | $4,996+171.4% | $6,690+102.7% |
| Admin fee / account holder | $643 | $12,224-94.7% | $9,445-93.2% | $13,392-95.2% |