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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,677 | $149,741-66.2% | $118,914-57.4% | $158,982-68.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 14.46% | 19.94%-5.5pp | 35.89%-21.4pp | 302.99%-288.5pp |
| Employer contribution / active EE | $3,287 | $4,119-20.2% | $3,264+0.7% | $4,763-31.0% |
| Participant deferral / active EE | $7,805 | $5,226+49.4% | $4,266+83.0% | $5,983+30.4% |
| Admin fee / account holder | $2,530 | $8,607-70.6% | $6,582-61.6% | $11,252-77.5% |