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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,035 | $141,001-21.3% | $112,228-1.1% | $139,487-20.4% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 21.94% | 32.75%-10.8pp | 30.23%-8.3pp | 373.84%-351.9pp |
| Employer contribution / active EE | $3,753 | $4,285-12.4% | $3,432+9.4% | $4,755-21.1% |
| Participant deferral / active EE | $14,321 | $5,877+143.7% | $4,800+198.4% | $6,713+113.3% |
| Admin fee / account holder | $11,728 | $9,959+17.8% | $7,752+51.3% | $11,407+2.8% |