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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,858 | $143,969-17.4% | $199,883-40.5% | $82,637+43.8% |
| Participation rate | 94.7% | 84.1%+10.6pp | 86.8%+8.0pp | 68.1%+26.7pp |
| Annual return | 13.04% | 25.67%-12.6pp | 43.81%-30.8pp | 53.51%-40.5pp |
| Employer contribution / active EE | $2,519 | $4,632-45.6% | $6,261-59.8% | $2,552-1.3% |
| Participant deferral / active EE | $5,778 | $6,937-16.7% | $9,138-36.8% | $4,126+40.0% |
| Admin fee / account holder | $11,245 | $14,597-23.0% | $17,268-34.9% | $7,339+53.2% |