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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $27,786 |
Service code 27 · EIN 46-5210986 | Advisory (Plan) | $19,879 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,929 | $125,797-59.5% | $170,028-70.0% | $75,181-32.3% |
| Participation rate | 92.0% | 83.6%+8.4pp | 87.0%+5.0pp | 67.2%+24.8pp |
| Annual return | 15.71% | 27.20%-11.5pp | 53.39%-37.7pp | 160.69%-145.0pp |
| Employer contribution / active EE | $1,516 | $4,616-67.2% | $6,788-77.7% | $2,671-43.2% |
| Participant deferral / active EE | $3,407 | $6,838-50.2% | $10,409-67.3% | $4,126-17.4% |
| Admin fee / account holder | $350 | $8,177-95.7% | $12,820-97.3% | $5,650-93.8% |