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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,267 | $167,352+28.6% | $143,788+49.7% | $134,509+60.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -16.33% | 0.47%-16.8pp | -0.03%-16.3pp | 418.13%-434.5pp |
| Employer contribution / active EE | $19,393 | $5,620+245.1% | $4,952+291.6% | $4,741+309.1% |
| Participant deferral / active EE | $9,437 | $6,447+46.4% | $5,638+67.4% | $6,400+47.4% |
| Admin fee / account holder | $100,274 | $18,091+454.3% | $14,675+583.3% | $11,427+777.5% |