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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,720 | $180,462+27.3% | $154,111+49.1% | $135,379+69.7% |
| Participation rate | 91.7% | 87.4%+4.2pp | 83.0%+8.6pp | 82.6%+9.0pp |
| Annual return | -4.47% | 888.17%-892.6pp | 735.18%-739.6pp | 519.79%-524.3pp |
| Employer contribution / active EE | $0 | $6,036-100.0% | $5,298-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,773 | $5,806+16.7% | $5,081+33.3% | $5,609+20.8% |
| Admin fee / account holder | $525 | $16,145-96.7% | $13,411-96.1% | $10,828-95.2% |