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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC3 years Service code 15 · EIN 95-3845382 | Recordkeeping | $13,834 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $8,625 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,897 | $63,442-45.0% | $68,790-49.3% | $66,923-47.9% |
| Participation rate | 60.8% | 60.0%+0.9pp | 69.0%-8.2pp | 69.8%-9.0pp |
| Annual return | -16.41% | -8.29%-8.1pp | -6.38%-10.0pp | 1.58%-18.0pp |
| Employer contribution / active EE | $811 | $1,775-54.3% | $2,655-69.5% | $2,545-68.1% |
| Participant deferral / active EE | $3,342 | $2,945+13.5% | $3,941-15.2% | $4,237-21.1% |
| Admin fee / account holder | $204 | $577-64.6% | $4,934-95.9% | $593-65.6% |