See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Service code 15 · EIN 95-3845382 | Recordkeeping | $13,873 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $8,798 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,833 | $60,776-24.6% | $85,682-46.5% | $79,386-42.3% |
| Participation rate | 55.8% | 62.1%-6.3pp | 69.9%-14.1pp | 70.7%-14.9pp |
| Annual return | 11.37% | 16.57%-5.2pp | 21.49%-10.1pp | 116.85%-105.5pp |
| Employer contribution / active EE | $660 | $1,663-60.3% | $2,618-74.8% | $2,427-72.8% |
| Participant deferral / active EE | $2,747 | $2,919-5.9% | $3,923-30.0% | $4,046-32.1% |
| Admin fee / account holder | $252 | $438-42.5% | $6,873-96.3% | $626-59.8% |