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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,071 | $108,897-60.4% | $100,378-57.1% | $145,877-70.5% |
| Participation rate | 87.0% | 83.0%+4.0pp | 81.5%+5.4pp | 80.3%+6.7pp |
| Annual return | 14.20% | 58.17%-44.0pp | 49.41%-35.2pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,732 | $4,420-60.8% | $3,942-56.1% | $4,663-62.9% |
| Participant deferral / active EE | $5,923 | $8,455-29.9% | $8,087-26.8% | $6,691-11.5% |
| Admin fee / account holder | $10,318 | $9,690+6.5% | $7,899+30.6% | $13,402-23.0% |