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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,690 | $115,917-59.7% | $100,535-53.6% | $158,982-70.6% |
| Participation rate | 71.4% | 81.6%-10.2pp | 79.4%-8.0pp | 82.0%-10.5pp |
| Annual return | 14.16% | 34.80%-20.6pp | 30.90%-16.7pp | 302.99%-288.8pp |
| Employer contribution / active EE | $991 | $4,105-75.9% | $3,419-71.0% | $4,763-79.2% |
| Participant deferral / active EE | $2,260 | $6,677-66.1% | $6,271-64.0% | $5,983-62.2% |
| Admin fee / account holder | $317 | $11,002-97.1% | $8,085-96.1% | $11,252-97.2% |