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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,951 | $124,175-50.9% | $108,405-43.8% | $167,536-63.6% |
| Participation rate | 64.3% | 82.3%-18.0pp | 80.1%-15.9pp | 82.1%-17.8pp |
| Annual return | 20.26% | 1380.13%-1359.9pp | 905.55%-885.3pp | 478.82%-458.6pp |
| Employer contribution / active EE | $1,118 | $4,188-73.3% | $3,559-68.6% | $4,839-76.9% |
| Participant deferral / active EE | $3,340 | $6,908-51.7% | $6,563-49.1% | $6,342-47.3% |
| Admin fee / account holder | $424 | $9,457-95.5% | $7,297-94.2% | $12,315-96.6% |